Whether you live in Missouri or any other USA state, knowing what your home warranty covers is true bliss. This especially becomes way more important when we talk about general electrical issues in the home, such as; fixtures of wiring, ceiling fans, switches, circuit breaker, and even your exhaust fans. This is why a Missouri home warranty is very important.
As we know that Missouri has got quite a rough and cold climate, this can directly affect the living, if your heating system does not work properly. Fixing a heating system may be expensive, but not when you are all equipped with a decent electrical home warranty.
No doubt there are many great companies that might promise you a warranty on several electrical issues, yet it is important that we get to know what should be covered by those companies.
In this article, we are going to shed light on what electrical issues home warranty covers in Missouri. We will also take a look at what you should truly be looking at while purchasing a home warranty.
How will the Missouri home warranty for electrical issues help?
If you sign up for the best home warranty, it can benefit you a lot; it will save both time and money for you, and whenever something goes out of the line, you can claim your warranty.
A good electrical home warranty plan always includes a workmanship guarantee, which means when you need a fixing of wiring, switches, circuit breaker, etc. and in the future, you do not pay extra.
Also, a good electrical plan comes along with a decent coverage cap; generally, it includes all basic home appliances and wiring. If the coverage cap is too little, then you will have to pay later.
Usually, the service charges are not included in the electrical home warranty, however; a good plan in Missouri can ensure you do not pay higher prices in the name of the service fee. Depending upon your selected plan, it might range anywhere from $55 to $160.
- Good coverage cap
- Service fee
- 24/7 support
However; these services and the limitation of coverage would directly depend upon the pricing plan and the type of plan you choose. Let us find out what Missouri home warranty covers.
What does the Missouri Home warranty cover?
The best part of Missouri home warranty is that you can choose the suitable option for your home according to the requirements. There are several warranty plans that can provide you with adequate coverage. Some of these warranty plans include coverage of;
- Kitchen Appliances
- Electrical wiring
- Heating system
- Plumbing stoppages
- Pool and spa equipment
- Well pump
- Electronic items, etc.
Warranty Costs and coverage:
Below are some of the general pricing plans for Missouri electrical issues;
The basic plan would cost you around $40 /month. The plan is good if your home has around 13 appliances such as; a ceiling fan, garage door opener, microwave oven, heating system, dishwasher, garbage disposal, water heater, exhaust fans, toilet, ductwork, and cooktop exhaust fans.
The second major plan is known as a total plan which costs $50 per month, allowing you to not only cover the basic plan, but also cover extra items, such as; Washing machine, dryer, freezer, fridge, air conditioner, and more. If you think you have all these items, and they are expensive, then this warranty plan is most suitable for you. The total plan offers you about a $3000 cap, which is a huge amount for covering electrical issues.
Then comes optional add-ons which you can add according to your requirements, these add-ons may cover extra issues such as; central vacuum, roof leakage, septic tank, spa, pool, well pumps, stand-alone freezer, and more.
Basic Plan coverage:
● Ceiling fan
● Garage door opener
● Microwave oven
● Heating system, dishwasher
● Garbage disposal, water heater
● Exhaust fans, toilet, ductwork
● Cooktop exhaust fans
Total Plan coverage:
● Basic Plan
● Washing machine
● Air conditioner
Add-Ons Plan coverage:
● Central vacuum
● Roof leakage
● Septic tank, spa
● Pool, well pumps
● Stand-alone freezer
Whenever you are purchasing a home warranty in Missouri, make sure you know what you are buying. It all gets down to the pricing plan because different pricing plans would have different areas of coverage. And you do not want to end up buying a plan that you would not need.
For that, you can really list down the items you have in your home, and see if that plan includes the appliances from the list you made. Try not to purchase a plan that would not list most of those appliances.
Usually, within 48 hours the request is processed, first, they might just diagnose the issue and perform minor repairs, and if major replacements are needed, they might visit again. But you will not have to wait much, the process is simple and worth it, and many people these days fully rely on such plans.