How Does A Home Warranty Protect Home Owners

Home warranties are contracts meant to protect our home systems and appliances from failure or breakdowns that emerge from a normal tear or wear. There are different home warranty plans. The cost of a Home warranty depends on the plan that one chooses. An average annual price ranges between 500 USD and 600 USD. What happens is when there is an issue with your system or appliance you submit a claim, a technician is then dispatched to your home and you pay a small service fee for every time a technician comes to your home for servicing or replacements of your appliances. Home warranties protect homeowners in many different ways as I will discuss below.

A home warranty helps a homeowner save a lot of money on major repairs. Considering home appliances are prone to defaults for one reason or another, a home warranty acts as a guarantee for compensation for such damages or defaults. There are costly home appliances whose cost of replacement after the tear is very high. This is where home warranties come in. The warranty company will pay or compensate for your damaged system and or appliance, thus saving you a lot of money that could be used for repair or replacements.

A home warranty is convenient in the fact that once the homeowner notifies the warranty company of a default or failure of a home system and or appliance, the company responds on time by sending a technician to do a fix or replace. without a Home Warranty, the homeowners would have a find technicians themselves. They would be prone to hiring non-professionals, and in the end, this will be a massive loss to them. Certain home appliances need extreme care, and getting a quack to repair such appliances could lead to unimaginable losses.   

A home warranty helps a homeowner to have a peace of mind. A sudden failure or breakdown in any home appliance could affect homeowners in very different ways. Consider an event when a fridge breaks down when it is full of foods. This will mean that all the food goes into waste resulting in a significant loss. A homeowner used to use such a fridge will have a lot of stress out of its breakdown. Back in his or her mind, once he or she remembers the home warranty company, she gets peace of mind as she is sure the fridge is covered and will be compensated sooner than later. Were it not for the Home warranty company; the homeowner would be overstressed starting to think of where to get a perfect technician to repair the damaged appliance.

Related Articles:

What if My Fridge is Not Working? Common Refrigerator Problems

How to best maintain an Air Conditioning unit?

Being an electrical appliance, an air conditioning unit often requires maintenance to ensure it performs efficiently. This maintenance also ensures that the conditioner consumes the energy it should and not any more power. This conservation focuses on significant parts of the air conditioning unit like coils, fins, and filters. There are various ways of maintaining your air conditioner, as we will see below.

Ensure the coil is clean always – the conditioners coil helps to cool your home by absorbing heat. The coils absorb dirt with time, and this lowers the amount of heat they can absorb. This results in a strain on the ac unit, which would reduce its life span. Clean the coils by first clearing any debris on the area around the condenser unit.

Check the fins – the air conditioning unit has an evaporator and a condenser. These two have fins, which at times can bend, thus causing an insufficient flow of air. Ensure to check that none of the fins is bent. If any form of bending is discovered, one can purchase a fin comb to deal with the issue. One could also hire a technician to deal with the problem.

Ensure you inspect the condensate drain – an air conditioning unit has the condensate drain for draining the condensation occurring in the unit outdoors. This drain could clog with time. Check to ensure that there is no clogging in the drain and, if any, unclog it for the efficient functioning of the ac unit. You can contact your local air conditioning company for such maintenance practices.

Air filters should be changed once per month – this is the best thing you can do to maintain your air conditioning system. It is also one of the most straightforward maintenance practices and takes just a short period. The air filter’s primary purpose is to prevent dirt particles from entering your house. The air filter only functions efficiently when it is not clogged with dirt particles. Make sure that the filter is not clogged so that the air conditioning unit will not be strained and to improve the quality of air getting into your house.

Organize skilled maintenance appointments – in this world; almost everyone is busy performing daily activities and others taking care of our children. The time to think about the performance or maintenance of the air conditioning unit is scarce or even none available. It is therefore recommended to schedule appointments for professional maintenance of your ac unit. There are many companies out there that can provide this service anytime you need them.

Examine the insulation – ensure to check for any damaged or rotten insulation on the air conditioning unit outdoor lines. Replace any damaged insulations to improve the performance of your ac unit.

What is the Difference between homeowners insurance and a home warranty?

Home insurance policy is a contract for compensation of damage of your home or your belongings arising a natural disaster, fire, or theft. This policy covers four key areas, namely, the exterior of your home, the interior of your home, personal belongings in events of loss, theft or damage, and general liability that may come up in case any person is injured when on your property. It is a mandatory policy, and any bank will require you to have it before discharging a mortgage on any home. This policy is renewed yearly. For example, if a pipe breaks and water floods your home, an indemnity adjuster comes to your home. The adjuster fills a claim form for any replacement or repair of any damaged objects in your home. The claim will be assessed, and when it is approved, the insurance firm will subtract the total of your deductible and pay you the balance to aid you in repairing your home. The deductible could also be used to lower your premium for the annual policy. The cost of your home insurance policy will be low if your deductible is high.

On the other hand, a home warranty is an agreement that caters for replacement or repair of home appliances and systems that fails due to wear or tear. This contract will cover appliances like air conditioners, plumbing, electrical, among others in your household. Large systems like a spa and swimming pool can also be covered under home warranty. We Believe that A home Warranty and home owners insurance go hand in hand and make a good duo. This gives you peace of mind knowing almost every aspect of your home is covered.  The contract is usually a twelve months term, a smart purchase, and an elective. For instance, if your air conditioning unit fails to work, a licensed technician or professional will be sent to assess the nature of the problem. If it is set that the failure arose from either tear, wear, or age, and the breakdown is covered under the agreement terms, the technician will do the repair. Home warranties can save a homeowner a lot of out-of-pocket money. It can also relieve the homeowner’s headache of looking for a trusted or skilled professional to do the repair. Things indeed happen, and appliances get damaged. Systems fail out of age. Rather than having to think of your malfunctioning AC unit or washer, it is recommended to have a home warranty contract with a firm accredited to do so. This will ensure that you get the professionals to perform any repairs on your systems and appliances whenever you need the service. You do not have to have the cash at the event of the failure or breakdown.

Related Articles:

How to best maintain an Air Conditioning unit?